Benefits of Decluttering Your House Before Selling
March 26, 2023
If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
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As a trustworthy realtor, I understand the importance of forging a good connection with my clients. I make it a point to be personable and share something about myself to build rapport. Getting to know my clients is a priority for me and I’m passionate about my work.
As a responsive individual, I am skilled in handling multiple appointments and listings effectively. I understand the importance of being organized and efficient in my work to provide the best possible service to my clients.
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Milson, a kind and patient brother who would not push you into investing for the sake of business. I have the opportunity to sit down with him for a great chat and understand that it takes time and effort to plan for our future investment. He'll put himself in your shoes and have your interest at heart.
So, when you are ready, and it is time for you to look at the next property, Milson is the guy that you want to contact.
So, when you are ready, and it is time for you to look at the next property, Milson is the guy that you want to contact.
Milson has been very professional and upfront on this pertaining to getting my property listed. He took great pains to take nice photos, editing and even doing up a video to market it during CB period a few years ago.
He's marketing efforts are very commendable! Thaaanks!
He's marketing efforts are very commendable! Thaaanks!
Milson is a very experienced and knowledgeable realtor. He listens carefully to your needs to see how he can best advise you instead of pushing his own agenda. A very patient professional, and he takes time and effort to build rapport and strengthen relationships👍
My wife and I engaged Milson recently to purchase a condo. He is extremely professional and detailed every step throughout the entire process. Everything was clearly explained. We would highly recommend MIlson to anyone looking to buy/sell a property.
Need Property for own stay or investment. Milson is the person with the correct advice.
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On this auspicious occasion, may your life be filled with happiness and contentment.
Happy Vesak Day! 🙏🏻
Milson
𝙁𝙞𝙫𝙚 𝙆𝙚𝙮 𝘽𝙚𝙣𝙚𝙛𝙞𝙩𝙨 𝙊𝙛 𝙃𝙖𝙫𝙞𝙣𝙜 𝘼 𝙒𝙞𝙡𝙡 𝙄𝙣 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚
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Having a will in Singapore offers several benefits that can provide peace of mind and ensure... your wishes are carried out after one's passing. Here are five key benefits of having a will in Singapore.
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The advantages of having a will may vary depending on an individual's circumstances. It's advisable to consult with a qualified professional, such as a lawyer or estate planner, to understand the specific benefits and implications of creating a will in Singapore.
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You may reach me at www.milsonng.co
A NEIGHBOURHOOD THAT’S LUSH WITH LIFE
With its beachside locale, rustic charm and slower pace of life, this place is where you can enjoy a window to the halcyon days of Singapore.
Scenic, long stretches of the road take you on adventures past hundred-year-old trees and ...kampong-style boardwalks rich with flora and fauna that have inspired the lush landscaping. At Grand Duman, living well comes naturally.
With 55 exclusive residents' facilities specially designed for physical invigoration and total relaxation, unwinding has never been this easy. Calm your senses with one of the many water features here and indulge in the ease of both your mind and body. Everything you need to keep fit is right at your doorstep.
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Fast Facts:
✅ Located at Prime District 15 & 1 Min Walk To Dakota MRT
✅ Within 1km To Kong Hwa School
✅ 7 Mins Drive To MBS / CBD
✅ PCN With Direct Access To Marina Bay Waterfront
✅ Est 7 Blocks Of 18 Storey High (6 Blocks Luxury, 1 Block Grand) ; Total Of 1008 Units
✅ 1:1 Carpark Lot
✅ 1 Bedroom To 5 Bedroom Unit Types (With Penthouse & Sought After Dual-Key Units)
✅ Breathtaking Views From Many Units
Do reach us at www.milsonng.co, we will get back to you at our soonest!
5 Important Points to Take Note of Rising Mortgage Rates Before Buying Property
Remember to consult with your preferred financial advisors and mortgage specialists who can provide specific advice tailored to your situation. It's essential to have a thorough understanding of the ...implications of rising mortgage rates before making any property purchase decisions.
𝐀𝐟𝐟𝐨𝐫𝐝𝐚𝐛𝐢𝐥𝐢𝐭𝐲 𝐕𝐬 𝐄𝐥𝐢𝐠𝐢𝐛𝐢𝐥𝐢𝐭𝐲 𝐖𝐡𝐞𝐧 𝐂𝐨𝐦𝐞𝐬 𝐭𝐨 𝐏𝐮𝐫𝐜𝐡𝐚𝐬𝐢𝐧𝐠 𝐘𝐨𝐮𝐫 𝐍𝐞𝐱𝐭 𝐇𝐨𝐦𝐞
When considering the purchase of a home, it ...is crucial to understand the concepts of affordability and eligibility. Affordability refers to your ability to comfortably make payments, both upfront and ongoing, for a home based on your financial situation. On the other hand, eligibility relates to the criteria you must meet to qualify for a home loan or other forms of financial assistance.
Affordability takes into account various factors, such as your income, existing debt obligations, expenses, and the cost of the property you wish to purchase. It is important to assess what you can afford without straining your finances or risking default on loan payments. Lenders evaluate affordability using guidelines such as the total debt servicing ratio (TDSR) and loan-to-value (LTV) limits.. These guidelines ensure that borrowers do not overextend themselves financially.
On the other hand, eligibility focuses on meeting the requirements set by banks or relevant authorities to qualify for a home loan. Eligibility criteria may include factors such as income level, credit score, employment stability, and property type. Meeting these criteria increases your chances of securing a home loan or other forms of financial support. However, eligibility alone does not guarantee affordability. It is possible to be eligible for a loan but still find the associated payments unaffordable based on your financial situation.
In the context of Singapore, where property prices can be high, various sources provide estimates of income requirements to afford different types of residential properties. These estimates consider factors like the type of property (new or resale) and location. It is advisable to consult your preferred mortgage specialist or Milson to get an idea of the income range needed to afford a specific property type in Singapore.
Another consideration in the affordability versus eligibility discussion is the choice between buying and renting a property. Renting may require a lower upfront cost (no down payment), and monthly rent payments might be cheaper in the short term. However, buying a home can provide long-term stability and potential appreciation in value.
𝐅𝐢𝐯𝐞 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐨𝐟 𝐒𝐭𝐚𝐲𝐢𝐧𝐠 𝐢𝐧 𝐚 𝐌𝐮𝐥𝐭𝐢-𝐆𝐞𝐧 𝟑𝐆 𝐇𝐃𝐁 𝐅𝐥𝐚𝐭
Staying in a multi-generation 3Gen HDB (Housing and Development Board) flat in Singapore can offer several benefits... for families. Here are five advantages of living in a multi-gen 3Gen HDB flat.
1. Increased Space: 3Gen flats are larger than regular 5-room HDB flats, providing more living space for multi-generational families. These flats have a floor space of around 115 square meters, which is approximately 5 square meters more than a regular 5-room flat.
2. Stronger Family Ties: One of the primary advantages of multi-generation living is the opportunity to foster stronger family ties. Living in close proximity allows family members to spend more time together, engage in shared activities, and support each other emotionally and physically. This arrangement can contribute to a greater sense of unity and connectedness among family members.
3. Cost Savings: Multi-gen 3Gen flats can be an affordable option for couples who want to live with their parents. Sharing the cost of housing expenses, such as mortgage payments and utilities, can lead to significant savings. Additionally, having multiple generations under one roof can facilitate cost-sharing for other household necessities, such as groceries and childcare.
4. Convenience and Support: Living in a multi-gen 3Gen HDB flat allows for convenient access to familial support. Grandparents can help with childcare, allowing parents to have more flexibility in their schedules. Likewise, elderly family members can receive care and assistance from their children and grandchildren. This arrangement can help distribute caregiving responsibilities and create a supportive environment within the family.
5. Limited Availability: While this may not seem like an immediate benefit, the limited availability of multi-gen 3Gen flats can make them a valuable and sought-after housing option. HDB no longer builds bigger flats like executive apartments, so multi-gen flats can only be found on the resale market. This scarcity can lead to potential appreciation in value over time.
It's important to note that the benefits of living in a multi-gen 3Gen HDB flat may vary depending on individual circumstances and family dynamics. Families considering this housing option should carefully evaluate their specific needs, preferences, and the compatibility of living arrangements with all family members involved.
Do not hesitate to request for a real estate consultation session with Milson via www.milsonng.co or PM directly.
5 𝘾𝙤𝙢𝙢𝙤𝙣 𝙋𝙞𝙩𝙛𝙖𝙡𝙡𝙨 𝙩𝙤 𝘼𝙫𝙤𝙞𝙙 𝙒𝙝𝙚𝙣 𝘽𝙪𝙮𝙞𝙣𝙜 𝙋𝙧𝙞𝙫𝙖𝙩𝙚 𝙋𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙞𝙣 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚
When buying private property in Singapore, there ...are several pitfalls that potential buyers should be aware of. These pitfalls can have significant financial and legal consequences. Here they are:
𝙊𝙫𝙚𝙧𝙨𝙩𝙧𝙚𝙩𝙘𝙝𝙞𝙣𝙜 𝙮𝙤𝙪𝙧 𝙛𝙞𝙣𝙖𝙣𝙘𝙚𝙨: One common pitfall is buying a property that is beyond your means. Singapore has strict regulations on property financing, such as loan-to-value limits and total debt servicing ratio (TDSR). It is important to ensure that you can comfortably afford the property without risking financial strain or defaulting on your mortgage payments.
𝙉𝙤𝙩 𝙘𝙤𝙣𝙙𝙪𝙘𝙩𝙞𝙣𝙜 𝙩𝙝𝙤𝙧𝙤𝙪𝙜𝙝 𝙙𝙪𝙚 𝙙𝙞𝙡𝙞𝙜𝙚𝙣𝙘𝙚: Before purchasing a private property, it is crucial to conduct comprehensive due diligence. This includes verifying the property's ownership, checking for encumbrances or restrictions, understanding the property's title, and examining any potential issues, such as structural defects or lease-related matters. Failing to do proper due diligence can lead to unpleasant surprises after the purchase.
𝙄𝙜𝙣𝙤𝙧𝙞𝙣𝙜 𝙢𝙖𝙞𝙣𝙩𝙚𝙣𝙖𝙣𝙘𝙚 𝙛𝙚𝙚𝙨 𝙖𝙣𝙙 𝙨𝙞𝙣𝙠𝙞𝙣𝙜 𝙛𝙪𝙣𝙙𝙨: Private properties in Singapore typically come with monthly maintenance fees and sinking funds. These fees cover the costs of maintaining and managing the property's common areas and facilities. Buyers should be aware of the fees and factor them into their budget, as they can significantly impact the overall cost of owning the property.
𝙊𝙫𝙚𝙧𝙡𝙤𝙤𝙠𝙞𝙣𝙜 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙧𝙚𝙨𝙩𝙧𝙞𝙘𝙩𝙞𝙤𝙣𝙨: Some private properties in Singapore have restrictions imposed by the Urban Redevelopment Authority (URA). These restrictions may include limitations on renting out the property or making structural modifications. Buyers should thoroughly review the property's URA restrictions and ensure they are willing to comply with them before making a purchase.
𝙉𝙚𝙜𝙡𝙚𝙘𝙩𝙞𝙣𝙜 𝙩𝙤 𝙚𝙣𝙜𝙖𝙜𝙚 𝙖 𝙦𝙪𝙖𝙡𝙞𝙛𝙞𝙚𝙙 𝙧𝙚𝙖𝙡 𝙚𝙨𝙩𝙖𝙩𝙚 𝙖𝙜𝙚𝙣𝙩: Engaging a qualified real estate agent can be immensely helpful when buying private property in Singapore. They can provide valuable insights, guide you through the process, negotiate on your behalf, and ensure compliance with legal requirements. Choosing an experienced and trustworthy agent can help you avoid many potential pitfalls and make a more informed buying decision.
To request a callback from Milson, you may go to www.milsonng.co to contact him directly!
Thanks for believing in me.
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Thanks to my friend's parents who have entrusted me to sell their unit which has been listed by their previous realtor for more than three months.
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Both uncle and auntie have been staying in their matrimonial home 🏡 and... three generations have been staying here for almost four decades.
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This unit is not an easy listing as the unit is in its original condition and not upgraded through HIP.
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Nevertheless, with aggressive marketing, we received more than 50 enquiries and multiple offers. We have found the right buyer in one viewing and $50,000 higher than the last transacted unit!
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Many thanks to my friend who referred his parents 🧓🏼👴🏼to me!
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Congrats to the sellers and buyers!
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Do reach out to me when you come across your relatives or friends who are looking to rightsize or require real estate consultation.
𝙃𝙖𝙫𝙚 𝙮𝙤𝙪 𝙗𝙚𝙚𝙣 𝙬𝙤𝙣𝙙𝙚𝙧𝙞𝙣𝙜 𝙬𝙝𝙖𝙩 𝙖𝙧𝙚 𝙩𝙝𝙚 𝙩𝙮𝙥𝙚𝙨 𝙤𝙛 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙞𝙚𝙨 𝙩𝙝𝙖𝙩 𝙛𝙤𝙧𝙚𝙞𝙜𝙣𝙚𝙧𝙨 𝙘𝙖𝙣 ...𝙥𝙪𝙧𝙘𝙝𝙖𝙨𝙚 𝙞𝙣 𝙎𝙞𝙣𝙜𝙖𝙥𝙤𝙧𝙚?
Foreigners can purchase private properties such as private apartments and condominiums without government approval. However, they will need government approval to buy landed properties like terraces and bungalows. Additionally, foreigners can only buy Executive Condominiums (ECs) that are at least 10 years old. There are restrictions as to what a foreigner can buy as well. If a non-Singapore Permanent Resident (SPR) is buying alone, they can only buy a privatised executive condominium (EC) that is more than 10 years old.
Foreigners cannot purchase Housing and Development Board (HDB) flats in Singapore, except for Singapore Permanent Residents (SPRs) who are allowed to purchase certain types of HDB flats but with certain conditions applying.
It is important to note that foreigners are subjected to the Additional Buyer's Stamp Duty (ABSD), which is an additional 60% of the purchase price of the property. ABSD is only exercised on Foreigners (FRs) and mainly Singapore Citizens (SCs), Singapore Permanent Residents (SPRs) with the intent of purchasing more than one residential property. Additionally, besides the usual taxes, most foreigners will have to pay an added stamp duty in the form of ABSD for every residential property purchased.
In summary, foreigners can purchase private properties such as private apartments and condominiums without government approval, but they will need government approval to buy landed properties. They can only buy Executive Condominiums (ECs) that are at least 10 years old, and non-SPRs can only buy privatised ECs that are more than 10 years old. Foreigners cannot purchase HDB flats in Singapore, except for SPRs who are allowed to purchase certain types of HDB flats with certain conditions applying. Additionally, foreigners are subjected to the Additional Buyer's Stamp Duty (ABSD) which is an added tax of 60% of the purchase price of the property.