
Benefits of Decluttering Your House Before Selling
If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
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If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
Friends looking to upgrade or buy an Executive Condominium (EC), exciting news awaits!
The Housing and Development Board (HDB) has launched a new EC site at Senja Close in Bukit Panjang, offering around 295 residential units with a family-friendly early childhood development center. This ...is an excellent opportunity for first-time buyers and HDB upgraders looking for affordable private-style living.
Who Can Buy an EC?
To be eligible, buyers must meet these requirements:
✅ At least one Singapore citizen in the application
✅ Combined household income not exceeding $16,000 per month
✅ Applying under one of these schemes: Public Scheme, Fiance/Fiancee Scheme, Orphans Scheme, or Joint Singles Scheme
✅ Must not own private property or have disposed of any in the last 30 months
Is There a Resale Levy?
Yes, HDB upgraders (who previously bought a subsidized flat) must pay a resale levy, ranging from $15,000 (2-room flat) to $55,000 (executive flat). However, first-time buyers are exempt!
With ECs priced about 25-30% lower than private condos, plus strong resale profits historically, this could be your best upgrade yet!
Let’s discuss if this fits your plans.
🚨 Ex-DBS Manager Jailed for Cheating Clients! 🚨
A former wealth planning manager at DBS Bank has been sentenced to 2.5 years in jail for cheating clients of $348,000! Pang Yuheng, 28, lured victims with fake fixed deposits offering sky-high interest rates (4% to 12.88%!).
...He used the money for online gambling and personal investments, leaving a trail of financial ruin. This case is a stark reminder to stay vigilant and informed when investing.
Always verify investment opportunities and be wary of promises that sound too good to be true. Trust your gut and never hesitate to seek a second opinion.
3 Things to Note When Investing with Banks:
* Verify Investment Opportunities: Always double-check the legitimacy of any investment product offered, even if it's from a reputable bank.
* Be Wary of High Returns: Be skeptical of investment schemes promising unusually high returns. If it sounds too good to be true, it probably is.
* Trust Your Gut: If something feels off or you're pressured to invest quickly, take a step back and seek advice from a trusted financial advisor.
Question:
Would you place business with strangers or people whom you meet like friends or relatives whom you meet regularly or rarely?
In 2025, prices of private resale homes may increase by 7 per cent, driven by a surge in demand as buyers seek more affordable alternatives to new condominiums.
The private resale market has seen a strong resurgence, with sales rising by almost 25 per cent year on year, even as prices ...climbed. This trend is largely fueled by HDB upgraders making the leap to private housing, reflecting growing confidence in long-term property investments.
At the same time, the supply of new private homes is expected to shrink, with completions dropping by 41.3 per cent to just 5,348 units in 2025. This limited supply could further intensify competition in the resale market, potentially pushing prices even higher.
With these shifting dynamics, the private resale market presents exciting opportunities for both buyers and sellers. Thinking about your next move? Reach out to @milsonngofficial today for a chat about your real estate needs!
In 2025, prices of private resale homes may increase by 7 per cent, driven by a surge in demand as buyers seek more affordable alternatives to new condominiums.
The private resale market has seen a strong resurgence, with sales rising by almost 25 per cent year on year, even as prices ...climbed. This trend is largely fueled by HDB upgraders making the leap to private housing, reflecting growing confidence in long-term property investments.
At the same time, the supply of new private homes is expected to shrink, with completions dropping by 41.3 per cent to just 5,348 units in 2025. This limited supply could further intensify competition in the resale market, potentially pushing prices even higher.
With these shifting dynamics, the private resale market presents exciting opportunities for both buyers and sellers. Thinking about your next move? Reach out to Milson today for a chat about your real estate needs!
In 2024, more HDB flat owners upgraded to private housing, driven by moderated mortgage rates and a significant rise in HDB resale prices. Resale values outpaced private home price growth, making it an opportune time for many to make the leap.
Popular suburban projects among upgraders ...included developments like Treasure at Tampines and High Park Residences. These locations offered attractive amenities and pricing, drawing strong demand.
With over 5,600 new units expected in suburban areas in 2025, opportunities for upgrading are expanding. If you’ve been considering a move, this could be the right time.
Are you thinking about upgrading to private property? Reach out to me or your preferred realtor today for a personalized solution tailored to your needs.
@milsonngofficial
Disturbing Question: Should Siblings Inherit Equally, Even When One Contributes More?
Imagine this scenario: Three siblings, John, Mary, and Sarah, inherit their late mother's HDB flat.
John, the eldest, has lived with their mother his entire life, taking care of her needs ...and maintaining the property.
Mary, the middle child, contributed financially towards the flat's upkeep and renovations.
Sarah, the youngest, rarely visited their mother and has no emotional attachment to the property.
Now, the siblings face a difficult decision: how to divide the proceeds from the sale of the flat.
Should they split it equally, or should John and Mary receive a larger share for their contributions?
This question raises a disturbing issue: should inheritance be based solely on blood ties, or should it also consider the contributions and sacrifices made by each sibling?
Some argue that inheritance should be divided equally, regardless of individual contributions. They believe that blood ties are the strongest bond and should be the primary determinant of inheritance rights.
Others contend that inheritance should reflect the contributions and sacrifices made by each sibling. They argue that those who have contributed more to the family's well-being deserve a larger share of the inheritance.
This debate highlights the complex and often emotional nature of inheritance. It raises questions about fairness, justice, and the value of family relationships.
What do you think? Should inheritance be based solely on blood ties, or should it also consider the contributions and sacrifices made by each sibling?
Share your thoughts in the comments below.
Let's discuss this sensitive topic and explore different perspectives.
River Valley Apartments, a freehold residential site in Singapore's prime District 10, has been launched for collective sale with an asking price of S$56 million.
The four-storey development comprises 24 units, each ranging from 88 to 115 square meters. The site spans approximately ...1,152.7 square meters and is zoned for residential use with a gross plot ratio of 2.8 under the Urban Redevelopment Authority’s Master Plan 2019.
This allows for redevelopment into a boutique residential project of up to 37 units, averaging 85 square meters each. The tender for this property closes on February 18, 2025, at 3 pm.
When choosing a home in a prime district, what matters most to you—freehold status, location convenience, potential for appreciation, or something else?
Back when I started as a realtor over 15 years ago, landlords often shared challenges about tenants overstaying or holding expired work permits. Some units even exceeded the occupancy limit, which is currently capped at eight tenants.
In 2024, the Immigration and Checkpoints Authority ...(ICA) denied entry to over 33,000 foreigners deemed immigration or security risks. This highlights Singapore's firm stance on maintaining a secure environment.
Landlords, ensure compliance by checking tenant pass validity regularly to avoid legal issues. Use this official tool: ICA eServices Pass Validity Check.
https://eservices.ica.gov.sg/ipienquiry/web/verifi/landing
A little diligence goes a long way in safeguarding your property!
Here are three practical tips to screen potential tenants in the Singapore context:
1. Verify Work Pass or Student Pass Validity
Always check the validity of your tenant's work pass, student pass, or long-term visit pass using ICA’s official tool: ICA Pass Validity Check. This ensures they are staying in Singapore legally.
2. Request Proof of Employment or Study
Ask for supporting documents such as an employment letter, student enrollment confirmation, or recent payslips. For foreign tenants, verify their employer is registered with ACRA to avoid illegal setups.
3. Conduct an Interview
Take time to meet the potential tenant in person or virtually. This helps you gauge their personality, understand their lifestyle, and ensure they are a good fit for your property.
Milson Ng
Let's take a moment to appreciate all the love in our lives, whether it's romantic, familial, or the love of good friends. Happy Valentine's Day to everyone! Wishing you a day filled with joy, laughter, and maybe a little bit of chocolate. ❤️
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