
Benefits of Decluttering Your House Before Selling
If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
As a trustworthy realtor, I understand the importance of forging a good connection with my clients. I make it a point to be personable and share something about myself to build rapport. Getting to know my clients is a priority for me and I’m passionate about my work.
As a responsive individual, I am skilled in handling multiple appointments and listings effectively. I understand the importance of being organized and efficient in my work to provide the best possible service to my clients.
of real estate advisory experience
Property Asset Progression
from 2003 to 2009
from 2009
who leads a team of experienced realtors

If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
When the "loophole" becomes a trap. 🏠⚖️
A high-stakes legal battle is shaking up the Singapore property market. A couple is suing Huttons Asia, their property agent, and a law firm after their "99-1" condo deal backfired—leaving them with a massive $406,285 tax... bill and penalty from IRAS.
The Strategy: The couple (a foreigner and a student) allegedly followed advice to use a two-step 99-1 arrangement to minimize Additional Buyer’s Stamp Duty (ABSD).
They claim they were told it was a "legal and legitimate" way to save on taxes.
The Reality Check: IRAS didn't see it that way. The taxman flagged the transaction as illegal tax avoidance, slapping them with the full ABSD plus a 50% surcharge.
Now, the buyers are holding their professional advisors responsible for the "foolproof" plan that failed.
This case serves as a massive warning: in the eyes of the law, "creative tax planning" can quickly cross the line into "tax avoidance."
If the professionals you pay to protect you are the ones leading you into a legal minefield for a commission, who can you actually trust with your life savings? 🚩
#SingaporeProperty #RealEstateSG #HuttonsAsia #PropertyNews #99-1Deal #IRAS #ABSD #CondoLivingSG #PropertyLaw #BuyerBeware
🚪 No more "flyer-cluttered" gates? Change is coming to your HDB doorstep! 🏠
Starting April 1, new regulations are kicking in regarding those property flyers we often see tucked into our gates and door handles. If you’ve ever come home to a gate overflowing with paper, ...here is the breakdown on the new rules:
What does this mean for Residents? 🛋️
• A Cleaner Look: Agents are no longer allowed to leave flyers where they are visible from the outside.
• Privacy & Security: A stack of flyers can be a tell-tale sign that a home is unoccupied. These rules help keep your "away" status private.
• Less Mess: No more paper avalanches falling on your shoes every time you open the gate!
What does this mean for Realtors? 💼
• Strategic Distribution: The "mass drop" method is evolving. Flyers must now be placed inside letterboxes or handed over directly to residents.
• Digital Pivot: It’s a great time to lean into digital marketing and social media to reach homeowners more effectively.
• Community Respect: Following these guidelines helps build a more professional image and maintains better rapport with the neighborhood.
The Bottom Line 📌
While physical flyers aren’t disappearing entirely, the way they reach you is changing to keep HDB corridors neat and residents feeling secure.
What are your thoughts?
Are you happy to see the end of gate flyers, or do you find them useful for keeping track of the market?
Let’s chat in the comments! 👇
#SingaporeProperty #HDB #RealEstateSG #PropertyNews #SingaporeLife #SmartLiving #CNASingapore #PropertyMarketing
📞 A Real Estate Consultation That Wasn’t About Buying Fast.... But Buying Right
Had a deep phone consultation recently with a seasoned business owner who’s planning his next chapter.
Both husband and wife are in their 60s.
They’ve owned properties for decades...... HDB shophouse, private shophouse, even overseas real estate.
Now, the question isn’t “Can I buy?”
It’s “How do I structure this properly?”
We talked about selling an old HDB shophouse, upgrading into a private shophouse, and navigating the maze of:
• Commercial vs mixed-use properties
• Stamp duties & ABSD
• Buying under personal name vs company
• Involving children without future regrets
• Decoupling and policy risks (because rules do change)
At this stage of life, speed matters less than clarity.
One wrong structure can cost hundreds of thousands or millions of dollars... or create family friction later.
So the next step isn’t viewing properties yet.
It’s confirming numbers, rules, and options... then moving with confidence.
That’s what real consultations should feel like.
Calm. Clear. No rush.
If you’re planning your next property move... not your first .... let’s talk.
Because smart moves are made before you sign anything.
📩 DM me if you want clarity before commitment.
Every “SOLD” comes with a story behind it.
Not just contracts and keys, but families taking their next step forward.
Moments like this remind me that real estate is never just about property... it’s about trust, transitions, and being part of someone’s journey.
...Grateful to walk alongside families at meaningful milestones.
Who are you building your next chapter with?
📈 APAC Real Estate: The Tide is Turning in 2026
The numbers are in, and the sentiment is clear: Net buying intentions for Asia-Pacific real estate have hit a 4-year high.
After a period of cautious "wait-and-see," a recent CBRE survey of over 440 investors shows a ...significant shift. Net buying intentions have climbed to 17%, up from 13% last year.
What’s driving this renewed appetite?
* The Return of the Office: For the first time in six years, the office sector is the most preferred asset class, fueled by stronger rental outlooks and a stabilizing supply pipeline.
* Safe Haven Cities: Tokyo remains the king of cross-border investment, while Singapore and Seoul tied for a strong third place.
* Regional Resurgence: Australia and Hong Kong are seeing a notable uptick in interest, particularly in the living and hotel sectors.
While challenges like high construction costs and geopolitical tensions remain on the radar, the easing of financing conditions is clearly giving investors the green light to move back into the market.
My takeaway: We are seeing a shift from capital preservation to strategic acquisition. The focus is no longer just on "surviving" high interest rates, but on identifying high-growth rental markets like Singapore and Japan.
What are you seeing in your sector? Are you feeling the "buying itch" in 2026, or are you still playing it safe?
Let’s discuss in the comments! 👇
#RealEstate #Investment #APAC #PropertyMarket #SingaporeBusiness #CommercialRealEstate #CBRE
Even a lifetime of experience couldn't stop a $400,000 mistake
.
This is definitely a chilling wake-up call: an "experienced investor" in her 50s lost her life savings after being lured into a sophisticated web of social engineering.
It didn't happen ...overnight... it was a calculated, two-month long psychological play involving fake WhatsApp communities and a professional-looking app.
Scammers are no longer just sending "obvious" phishing emails; they are building relationships, using local phone numbers, and even meeting victims in person to collect cash.
🚩 5 Red Flags to Protect Your Wealth
* The "Pay-to-Withdraw" Demand: Legitimate platforms never ask for "taxes" or "fees" to be paid upfront before you can access your own money. If you have to pay to get paid, walk away.
* Coached Bank Interactions: If a "broker" tells you to lie to your bank teller or claim withdrawals are for "family expenses" to avoid suspicion, they are training you to bypass the very systems meant to protect you.
* The False Security of App Stores: Don’t assume an app is safe just because it’s on the Apple or Google Store. Scammers often use "unlisted" or "beta" links to bypass official security screenings.
* Manufactured FOMO: In-group social proof is a powerful weapon. Those "friends" in the WhatsApp group sharing screenshots of massive profits are often bots or accomplices designed to make you feel like you're missing out.
* Physical Cash Transfers: No regulated investment firm will ever send a person to your home or a public place to collect physical cash for a digital trade.
🛡️ Stay Vigilant
Financial literacy now includes digital literacy.
Always verify any platform against the MAS Financial Sector Directory or your local regulator’s alert list before moving a single cent.
We often think we're too smart to be scammed, but these tactics are designed to exploit our trust.... what’s one "rule of thumb" you use to verify if a digital platform is actually legit?
#FinancialSafety #InvestmentScams #WealthProtection #CyberSecurity #SingaporeNews #SmartInvesting
Market trends or just a blip? 📈
The latest data from The Business Times shows loss-making condo resales in Singapore ticked up to 3.9% in Q4 2025.
While overall prices remain resilient, the Core Central Region (CCR) felt the most heat, with some luxury units seeing significant... hits after long holding periods.
Interestingly, Executive Condominiums (ECs) like Hundred Palms Residences continue to dominate the profit leaderboard, proving that the "suburban surge" still has legs. Success in this market is clearly shifting from "location at all costs" to "strategic entry prices."
Does this rise in loss-making deals signal a buyer's market approaching, or is it just a localized correction?
Is "Bait-and-Switch" becoming the new normal in real estate marketing? 📉
A recent investigative report by The Straits Times reveals that some property agents are using artificially low prices to "lure" buyers in a hyper-competitive market. In one case, a unit was ...advertised for nearly $100,000 less than its actual transaction price.
While the hustle is real, this tactic raises serious questions about transparency and ethics in our industry.
Key Takeaways:
✅️Market Distortion: Fake listings create "unnecessary dissonance," making it harder for genuine buyers and ethical agents to navigate the market.
✅️Regulatory Pressure: The CEA is actively issuing fines and suspensions. Between 2023 and 2025, over 300 complaint cases related to misleading ads were addressed.
✅️The Tech Factor: The rise of third-party marketing tools is making it harder for agencies to supervise every listing, placing more responsibility on the consumer to verify data.
Integrity is the only currency that lasts in real estate. When we prioritize lead generation over honesty, we erode the trust that the entire ecosystem depends on.
I’d love to hear from my network on this.
As a buyer or a fellow professional, do you think current penalties are enough to stop these tactics, or do we need a total overhaul of how listings are verified?
A Will Doesn’t Stop the Bank.
A real-life situation crossed my path recently.
An elderly parent owns several properties.
Most are fully paid.
One property, however, still has a large outstanding mortgage.
In her will, that encumbered property is left to one... family member.
The fully paid properties go to others.
Let’s call her Jenny (not her real name).
Here’s the problem 👇
The mortgage has started defaulting.
And this is the part many people don’t realise:
📌 A will passes ownership
📌 It does not pause bank action
If defaults continue, the bank can:
Accrue penalties
Issue legal notices
Force a sale — often below market value
By the time the inheritance is “activated”,
the property could already be gone.
What makes this even trickier:
Beneficiaries are not the legal owner yet
Paying “out of goodwill” can create legal complications
Executors have duties — but many families don’t act early enough
For someone like Jenny, the right move isn’t to panic or act emotionally, but to get clarity early. This usually means speaking to an estate & probate lawyer to understand her position as a beneficiary, an independent conveyancing lawyer to assess the mortgage and estate obligations, and a banker or mortgage specialist to evaluate whether the loan can be restructured, taken over, or refinanced later. In some cases, a financial planner can also help assess cashflow impact and long-term implications, especially if the beneficiary already owns another property.
This isn’t about blame.
It’s about blind spots.
Most families plan for:
✔️ Who gets what
Very few plan for:
❌ What happens if a loan defaults before inheritance
💡 Key takeaway:
If a property has a mortgage, estate planning is not just about the will.
It’s about cashflow, liabilities, timing, and protection.
If you or your family:
Own multiple properties
Have loans running into retirement years
Or assume “the kids will sort it out later”
Please don’t wait until emotions and urgency collide.
Have you ever thought about what happens to a property loan if something happens to the owner?
👇 Share your thoughts — this is a conversation more families should have before it’s too late.
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