Benefits of Decluttering Your House Before Selling
March 26, 2023
If you’re planning to sell your house, decluttering should be at the top of your to-do list. Not only is it free, but it also
- Home is the starting place of love, hope and dreams.
As a trustworthy realtor, I understand the importance of forging a good connection with my clients. I make it a point to be personable and share something about myself to build rapport. Getting to know my clients is a priority for me and I’m passionate about my work.
As a responsive individual, I am skilled in handling multiple appointments and listings effectively. I understand the importance of being organized and efficient in my work to provide the best possible service to my clients.
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Milson has taken notes on my requirements when I wanted to sell my 3rm unit and also took into consideration the period where I am not available in SG.
Discussed, prepared on timeline that was suitable to my needs. Able to negotiate with buyer's agents on all my requirements. With his advice to make some shift onto my furniture before he took pictures and filmed it, it made a difference on result.
I trusted him and left keys to him to arrange with potential buyers whenever needed. Within 2 weeks, he found a buyer who can accept all my requirements.
Without his professionalism and detailed planning, the deal will not be fast and smooth. Kudos to him and appreciate all his efforts. Will definitely recommend to my friends should they need to look for real estate agent.
Thank you, Milson.
Discussed, prepared on timeline that was suitable to my needs. Able to negotiate with buyer's agents on all my requirements. With his advice to make some shift onto my furniture before he took pictures and filmed it, it made a difference on result.
I trusted him and left keys to him to arrange with potential buyers whenever needed. Within 2 weeks, he found a buyer who can accept all my requirements.
Without his professionalism and detailed planning, the deal will not be fast and smooth. Kudos to him and appreciate all his efforts. Will definitely recommend to my friends should they need to look for real estate agent.
Thank you, Milson.
Milson managed to help me get a very good price for for both selling my HDB BTO flat and later buying a HDB Resale flat.
Milson, a kind and patient brother who would not push you into investing for the sake of business. I have the opportunity to sit down with him for a great chat and understand that it takes time and effort to plan for our future investment. He'll put himself in your shoes and have your interest at heart.
So, when you are ready, and it is time for you to look at the next property, Milson is the guy that you want to contact.
So, when you are ready, and it is time for you to look at the next property, Milson is the guy that you want to contact.
Milson has been very professional and upfront on this pertaining to getting my property listed. He took great pains to take nice photos, editing and even doing up a video to market it during CB period a few years ago.
He's marketing efforts are very commendable! Thaaanks!
He's marketing efforts are very commendable! Thaaanks!
Milson is a very experienced and knowledgeable realtor. He listens carefully to your needs to see how he can best advise you instead of pushing his own agenda. A very patient professional, and he takes time and effort to build rapport and strengthen relationships👍
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**ABSD is expensive.
Wrong sequencing is costlier.**
ABSD as in Additional Buyer Stamp Duty.
A few years ago, a married Singaporean couple approached me, very excited.
They saw a very beautiful landed on a property portal, a corner terrace at $5.8M.
...Rare. Quiet. Good frontage.
They were ready to commit, with their down-payment ready.
Before anything else, I asked one question:
“What’s the plan for your current property?”
They are going to rent out their current place.
They knew ABSD was high...
but thought it was just a “temporary pain”.
Here’s the number most people underestimate:
👉 ABSD on a second residential property = 20%
👉 20% of $5.8M = $1,160,000 upfront
That’s $1.16 million paid first...
not to the seller, not into the house, but to taxes.
But ABSD wasn’t the biggest risk.
The bigger danger was wrong sequencing.
If they bought first:
$1.16M ABSD paid upfront
Bridging loan interest ≈ $12k–$18k over the transition
Forced sale of their existing home under time pressure.
Accepted $200k–$300k below market value
Total hidden cost?
👉 Easily $1.4M+, quietly.
We paused.
Reworked the sequence:
Sold first at the right price
Planned the timeline properly
Negotiated the terrace calmly
Avoided ABSD entirely
Same corner terrace.
Same market.
Different order.
Most buyers obsess over price.. and love at 1st sight.
Seasoned buyers obsess over:
Sequence
Timing
Control
ABSD is painful because it’s visible.
Wrong sequencing is dangerous because it’s silent.
If this helps even one homeowner avoid a seven-figure mistake, it’s worth sharing.
If you’re considering buying before selling,
one clear conversation can save over a million dollars.
📩 DM me if clarity helps.
🇸🇬 Secure Your Legacy in Singapore: A Message on Having a Will
The Common Misconception: "Wills are only for the wealthy."
This couldn't be further from the truth. In Singapore, a will is not just for those with high net worth.
It is, fundamentally, ...a tool for clarity, peace of mind, and protection for every resident, regardless of their assets (HDB flat, CPF savings, etc.).
🛡️ Why Everyone Needs a Will
A will is the only way to legally ensure your final wishes are honored and, most importantly, to protect the people and things you care about.
* For CPF Monies: While CPF nominations cover your CPF savings, what about your other assets? A will covers everything else, ensuring comprehensive coverage.
* For Parents: A will is the critical document where you can express your wishes for the guardianship of your minor children. Without this, the process is left to the courts.
* For Property (HDB/Private): Even if your only major asset is a home, a will dictates who receives it. Without a valid will, your assets are distributed according to the Intestate Succession Act, which may not align with your specific family dynamics or wishes.
* For Efficiency & Cost: A will names an executor (the person responsible for administering your estate). This streamlines the application for the Grant of Probate, making the process faster, less expensive, and significantly less stressful for your loved ones during a difficult time.
A will is not about how much you own; it's about how much you care and the certainty you provide your family.
📞 Your Next Step: Take Action Today
Don't let the Intestate Succession Act determine the future of your assets or the guardianship of your children.
I can connect you with my business partner who has been assisting hundreds of families in Singapore with this essential estate planning process.
DM me to start the conversation and gain peace of mind for your family's future.
Milson Ng
🚨 HDB Resale Volume Plunge: Lowest Since 2020! 📉
Flash data shows HDB resale transaction volume plunged 38.4% in Oct 2025, the lowest sales month since May 2020. Prices also saw a modest 0.6% dip.
What does this massive slowdown mean? Buyers are being smart, and the ...market is stabilising.
🔑 Key Stats & My 3 Reasons Why
- The Dip: Transaction volume fell 38.4% (lowest since May 2020).
- Million-Dollar Cuts: Sales of $1M+ flats halved, showing resistance to high prices.
- The Cause: Buyers are flocking to BTO/SBF projects, drawn by new supply and attractive locations.
🗣️ 3 Reasons Why I Think This is Happening:
- BTO/SBF is Diverting Demand: The huge supply of new flats is giving buyers attractive alternatives, reducing the pool of resale demand.
- Buyer Resistance to High Prices: Sellers with aggressive asking prices are facing a stalemate. Buyers are patient and holding out for better value.
- End of FOMO Demand: The post-pandemic rush is satisfied. The market is entering a more normal environment, forcing sellers to be realistic.
The HDB market is changing. Don't navigate these shifts alone!
Ready to strategize your sale or secure your next home at the right price?
Book a real estate consultation appointment with me today!
@milsonngofficial
🏡 HDB Resale Market: Transaction Volume Plunges! 📉
Singapore's HDB resale market is seeing a major shift. Flash data reveals a sharp 38.4% plunge in transaction volume in October 2025 compared to September, marking the lowest monthly sales since May 2020.
...Simultaneously, the HDB Resale Price Index saw a modest 0.6% dip.
The significant drop in volume is largely attributed to the steady supply of Build-To-Order (BTO) and Sale of Balance Flats (SBF) launches in 2025, with more than 30,000 flats launched up to October. Buyers are flocking to these new offerings, especially attractive projects with shorter waiting times and prime locations like those in the Greater Southern Waterfront precinct.
The number of million-dollar flat transactions also halved month-on-month, falling from 172 to 87 units, indicating that buyers are showing greater resistance to high asking prices.
While prices remain resilient year-on-year, the market is showing clear signs of stabilisation as demand shifts towards the primary market and buyers hold out for better value.
🗣️ Three Reasons Why I Think This is Happening
As someone who has been in this industry for 16 years, here are my three key insights into this current environment:
1. BTO/SBF Supply is Diverting Demand
The aggressive rollout of BTO and SBF projects, particularly those offering desirable features like shorter waiting times and attractive locations, is directly siphoning off demand from the resale market.
Buyers who previously had few options but to turn to resale flats for immediate shelter are now finding the primary market a viable and attractive alternative, reducing the pool of potential resale buyers.
2. Buyer Resistance to High Prices
The market has reached a point where buyers are actively resisting aggressive price tags. The sharp drop in transaction volume, especially the halving of million-dollar flat sales, suggests that high asking prices are leading to a stalemate rather than a sale.
Buyers are increasingly patient and strategic, signalling to sellers that the price growth seen in recent years is becoming unsustainable without strong intrinsic value.
3. The End of Pent-Up Post-Pandemic Demand
The high transaction volumes seen over the last couple of years were partially fueled by pent-up demand from construction delays during the pandemic and a "fear of missing out" (FOMO). This demand has largely been satisfied.
The market is now entering a more normal, supply-driven environment, where the volume will be moderated by the consistent availability of new flats and stricter affordability considerations.
The HDB market is evolving.
Whether you are selling your current flat or searching for your dream home, navigating this new, more complex landscape requires expert guidance.
Ready to understand what the current stabilisation means for your personal property goals?
Book a real estate consultation appointment with me today!
Milson Ng
Your New Home Buying Journey Just Got Safer!
Major updates are coming for private residential homebuyers in Singapore, promising stronger protection and greater clarity starting in early 2026. Minister Chee Hong Tat announced regulatory changes designed to empower buyers to make more ...informed decisions.
Transparency is key: developers will now be required to disclose their past projects’ Conquas scores, allowing you to benchmark quality and choose reliable partners with confidence. Say goodbye to guesswork and hello to track records!
Even better? The crucial Defects Liability Period (DLP) and maintenance charge liability start date is being extended from 15 to 35 days post-TOP payment notice. This significant extension gives you crucial extra time—nearly an entire month—to meticulously inspect your new unit for any defects without pressure. This change ensures the DLP is better aligned with when you actually take possession, providing peace of mind as you settle in.
Reach me to have a chat whether you are looking to upgrade, rightsize or move closer to your loved ones with clarity.
@milsonngofficial
COURT DRAMA: Judge Rejects Bid to Sell Condo in Trust for Son! 👨⚖️
A Singapore woman's attempt to sell a $2.28 million condominium, held in trust for her son, has been firmly rejected by the High Court.
Ms Tan claimed the sale was needed to liquidate the asset to ...satisfy her $6.25 million debt to creditors.
However, Justice Choo dismissed the application, unconvinced that the sale was necessary or that it wasn't a scheme to evade stamp duty.
The core issue was Ms Tan’s failure to fully disclose her assets, liabilities, and, crucially, the fact of her late husband’s 2016 death.
The judge noted that this lack of transparency added to the "further nature" of her application.
Property trusts are a sophisticated tool for buyers, often used for three key benefits:
* Asset Protection: Shields the property from the settlor's (the person who created the trust) future creditors or bankruptcy proceedings.
* Succession Planning: Ensures smooth and private transfer of property to beneficiaries, bypassing the lengthy public probate process.
* Minor Ownership: Allows parents to purchase property for a child who is legally a minor (under 21), ensuring the asset is managed for their benefit until they come of age.
This case underscores the court's strict requirement for complete candour when seeking to deal with trust property.
@milsonngofficial
#SingaporeLaw #Trusts #PropertyTrust #AssetProtection #LegalUpdate
Happy Diwali! ✨
Sending the brightest wishes to everyone celebrating the Festival of Lights!
Whether you're lighting a diya, spending time with family, or simply seeking a little more light, happiness, and prosperity in your life, may this season be filled with joy.
...
Here’s to the triumph of good over evil, and light over darkness—a message everyone can celebrate! ❤️
@milsonngofficial
#HappyDiwali #FestivalofLights #Diwali2025 #LightAndJoy #Inclusion #Deepavali
When a Client Chose Stability Over Speculation — and Won
In every property market, there are moments when excitement and speculation can cloud good judgment. Prices rise, friends talk about flipping units, and fear of missing out takes over. But real wealth in property often comes from ...clarity and consistency — not chasing trends.
A few years ago, PJ, a friend I got to know through my walking activity, reached out to me. He and his wife had been staying in their 5-room HDB flat with their only child, who was then 15 years old. After more than a decade in the same home, PJ wanted to explore if they could take the next step — selling their HDB flat and buying two condominiums, one to stay in and another as an investment.
We sat down to review their finances, affordability, and loan tenure. After a detailed discussion, I advised them to focus on one good property first — a four or five-room condo, either a resale or one under construction. I shared with them that sustainability matters more than stretching just to chase an extra investment.
In the end, PJ and his wife made a grounded, thoughtful decision. They bought a 4-bedroom resale condo, spacious and well-located, that matched their family needs perfectly. It wasn’t flashy — but it was stable, practical, and financially sound.
Fast forward a few years: their child has grown, and both PJ and his wife have since right-sized from the 4-bedroom condo into a 4-room HDB flat. They are now happily retired, debt-free, and enjoying life on their terms.
💡 Lesson: True success in property isn’t about how many units you own — it’s about having clarity, peace of mind, and flexibility at every life stage. PJ’s story is a reminder that when you choose stability over speculation, you often end up with both security and happiness.
👉 If you’re wondering whether to stretch for more or focus on what fits you best, let’s have a chat. I’ll help you make a decision that strengthens your future — not your stress.
@milsonngofficial
🏘 EC Prices Hit Record Highs in 2025 — Demand Still Strong Despite Rising Costs!
Executive Condominiums (ECs) have reached record-breaking prices this year, with new ECs averaging $1,754 psf and resale ECs at $1,389 psf. Analysts attribute this surge to higher land and construction ...costs, coupled with limited government land supply. Fewer EC sites have been released, making each new project — such as Otto Place in Tengah and Lumina Grand in Bukit Batok — highly sought-after. Otto Place, for instance, sold 57% of its units at launch despite higher prices, reflecting Singaporeans’ confidence in ECs as a value-for-money asset.
To buy an EC, you must:
✅ Have at least one Singapore Citizen and one Citizen or PR in the application
✅ Earn a combined household income of ≤ $16,000/month
✅ Apply under an eligibility scheme – Public, Fiance/Fiancee, Orphans, or Joint Singles (age 35+)
✅ Not own or dispose of any private property within the last 30 months
ECs remain a smart bridge between HDB and private condominiums, offering potential capital appreciation and condo-style living.
💬 If you or your friends are exploring the EC route, drop me a message — I’ll help assess eligibility and shortlist the best projects for you.
@milsonngofficial